Terms of Use — Smart Scalping Life

Smart Scalping Life (scalping.life) Last updated: 1 May 2026 Effective from: 1 May 2026

Introductory provision

These Terms of Use (the "Terms" or this "Agreement") govern your access to and use of the Smart Scalping Life platform located at https://scalping.life (the "Platform"), together with all related applications, tools, services and materials (collectively, the "Services").

The Platform operates and is provided under the trade names "Smart Scalping Life" and "ARTIO SSL" (the "Operator", "we", "us", "our").

Operator identification (disclosure). The Operator's full identification details — full legal name, country of tax residence, taxpayer identification number and contact postal address — are disclosed:

(a) to verified registered users, in the user dashboard following successful identity verification (KYC) and automatically in connection with the first Payout request, the filing of any formal complaint, and any official correspondence; (b) upon a reasoned legal request sent to legal@scalping.life and processed within a reasonable period (ordinarily up to five (5) business days from receipt), provided that the requestor demonstrates a legitimate interest (e.g. a prospective customer, a regulatory authority, a duly authorised representative of a user) and that the request relates to a specific legal relationship, dispute, regulatory enquiry or other lawful purpose; (c) to competent supervisory and law-enforcement authorities pursuant to lawful requests, without prior notice to the user.

This disclosure model is designed to protect the Operator (a natural person) from automated scraping, malicious third parties, phishing and the unlawful publication of personal data in public channels. It does not relieve the Operator of its information obligations under GDPR Art. 13/14: the Operator's identity is disclosed to any data subject upon a reasoned request.

Regulatory status. The Operator is not a broker, exchange, investment firm, payment institution or any other licensed financial-services provider, and does not provide regulated financial services. Further detail is set out in Section 2.

By accessing the Services, registering an Account, or using any part of the Services, you confirm that:

(a) you have read these Terms; (b) you understand them; and (c) you accept them in full and without reservation.

IF YOU DO NOT AGREE WITH ANY PROVISION OF THESE TERMS, DO NOT USE THE SERVICES.

These Terms constitute a legally binding agreement between you and the Operator.

1. Definitions

1.1. For the purposes of these Terms, the following terms have the meanings set out below:

"Services" has the meaning given in the Introductory provision and includes the Platform together with all functional components described in Section 2.
"Account" means a user account on the Platform, created via Google OAuth.
"User", "you" means a natural person using the Services.
"Educational Content" means articles, training materials, indicators, analytics, video material, signals and other informational outputs of the Platform.
"Simulated Environment" means an isolated trading environment running on demo / testnet accounts of certified trading infrastructures, in which all transactions are executed using virtual funds with no real-market execution.
"Simulated Capital" means the virtual monetary units displayed within the Simulated Environment; Simulated Capital does not constitute money, has no monetary value, and cannot be redeemed for real funds.
"Prop Evaluation" or "Challenge" means a programme of simulated assessment of trading skills offered by the Operator. The current list of available Challenge programmes is published on the /prop/programs page of the Platform and in the user dashboard.
"Funded Stage" means the participation stage available to a User who has successfully completed a Challenge; the Funded Stage is conducted in a simulated environment and is structured as a performance-reward distribution profile.
"Performance Reward" or "Payout" means a discretionary payment made by the Operator in cryptocurrency as a reward for the successful completion of a simulated evaluation; a Payout is not income from real trading.
"Entry Fee" means the fee paid for access to the Simulated Environment and the Educational Content associated with a Challenge.
"Subscription" means paid access to enhanced features of the Platform (Pro, Titan).
"Pool" or "Custom Pool" means a competitive simulated-trading programme (public or private) between Users; Pools are governed by the separate Pool Agreement.

2. About the Platform

2.1. The Smart Scalping Life Platform provides:

(a) Educational Content — articles, videos and training materials on scalping methodology, market analysis and risk management; (b) Trading and analytical tools — a terminal, screener, charts, a risk calculator, a trade journal, alerts and related functions (the current set of tools is published on the Platform and in the user dashboard); (c) Proprietary algorithmic systems — automated analytical and signal-generation models operating on demo accounts; (d) Simulated evaluations (Prop Challenges) — programmes that assess trading skills in a simulated environment; (e) Live broadcasts and archives — video content with market analysis; (f) Marketplace — downloadable trading instruments for compatible third-party platforms (the current list of platforms and products is published on the /store page).

2.2. The Platform is provided strictly for educational and informational purposes. The Platform is not, and does not provide:

regulated investment services;
brokerage services;
asset-management services;
personalised investment advice;
deposit-taking services;
trading intermediation services.

2.3. The Operator does not hold or manage any User's real trading capital. All trading activity within a Challenge or on the Funded Stage takes place exclusively in the Simulated Environment using Simulated Capital.

2.4. Any references to "capital", "funded", "profit" or similar terms in the Platform's marketing materials refer to Simulated Capital and to calculated performance-reward distribution profiles, unless expressly stated otherwise.

3. Eligibility

3.1. To use the Services you must:

(a) be at least 18 years of age, or the age of legal majority in your jurisdiction if higher; (b) have full legal capacity to enter into binding agreements; (c) not be a resident or citizen of any jurisdiction listed in the Restricted Jurisdictions; (d) not be subject to international sanctions, financial restrictions or any list of Specially Designated Persons (SDN); (e) confirm that your access to and use of the Services do not breach the laws of your jurisdiction.

3.2. By registering, you represent and warrant that you meet the eligibility criteria set out in Section 3.1. Compliance with the laws of your jurisdiction is your sole responsibility.

3.3. The Operator reserves the right to request, at any time, evidence of compliance with the eligibility criteria, and to terminate access for any User who fails to meet the criteria set out in Section 3.1.

3.4. Consumer status. Whether you qualify as a consumer or as a non-consumer (trader/professional) for the purposes of these Terms is determined by applicable law, on the basis of the predominant purpose of your use of the Services (private versus trade or professional).

(a) Registration under a commercial name, the use of a trader's tax identifier (such as sole-trader registration, FOP (Ukraine), Autónomo (Spain), LLC, s.r.o. and similar forms), or other indicia of commercial use will be treated as evidence of non-consumer use, but shall not be conclusive. Consistent with CJEU case law (including Costea v SC Volksbank Romania C-110/14 and Schrems v Facebook C-498/16), use that is partly commercial may nevertheless retain consumer status where the predominant purpose remains private. (b) Mandatory consumer-protection rules under the law of your jurisdiction continue to apply where the predominant purpose of your use is private, irrespective of any registration form. (c) The Operator may request clarification regarding the purpose of your use of the Services for the purpose of correctly identifying the applicable legal regime.

4. Registration and Account

4.1. Access to most features of the Services requires registration via Google OAuth. By registering you agree to:

(a) provide accurate and up-to-date information; (b) maintain the confidentiality of your credentials; (c) bear full responsibility for all activity carried out through your Account; (d) notify the Operator promptly of any unauthorised access.

4.2. One User — one Account. The creation of multiple Accounts by a single person to circumvent restrictions, to participate more than once in the same Challenge, to obtain duplicate Subscriptions, or for any similar purpose is prohibited and constitutes grounds for the termination of all related Accounts and the retention of all amounts paid in respect of such Accounts.

4.3. The Operator reserves the right to refuse registration or to suspend an Account, without explanation and without compensation, on the grounds set out in Section 13.

4.4. Accounts are personal and non-transferable. Any transfer, sale or shared use of an Account is prohibited.

5. Subscriptions, fees and payments

5.1. Types of payments. The Platform accepts the following types of payments:

Pro / Titan Subscriptions — recurring monthly fees for access to enhanced features;
One-off purchases — instruments and tools available in the Marketplace;
Challenge Entry Fees — fees for access to the Simulated Environment;
Pool participation fees — fees for entry into closed competitions.

5.2. Currency and payment methods. All prices are denominated in United States Dollars (USD). Payments are accepted in cryptocurrency, namely USDT and USDC on the BEP-20 (Binance Smart Chain) and ERC-20 (Ethereum) networks. The Operator may add other payment methods at its discretion.

5.3. Nature of the payments. All payments to the Platform constitute consideration for access to educational and analytical materials, and to a simulated trading environment. No payment shall be construed as an investment contribution, a deposit, a contribution to capital, the purchase of a security, or any other financial instrument.

5.4. Subscription billing. (a) Subscriptions are billed monthly and renew automatically until cancelled. (b) You may cancel a Subscription at any time through the Account dashboard. Access continues until the end of the paid period. (c) No pro-rata refunds are issued for unused partial periods.

5.5. Non-refundability. Challenge Entry Fees and Pool participation fees are non-refundable once you have placed your first transaction in the Simulated Environment. Further detail is set out in the Refund Policy.

5.6. Chargebacks. Before initiating a chargeback, we strongly encourage you to first raise the matter through the Refund Policy and the Complaints Procedure. The majority of issues are resolved without recourse to the payment system.

If you initiate a chargeback that bypasses the Platform's internal procedures and is not based on bona fide grounds: (a) the Operator may suspend your Account for review, with notification by email; (b) the disputed amount, plus reasonable administrative costs of processing the chargeback (capped at USD 150), may be withheld from your accumulated balance or future credits; (c) where the bad-faith nature of the dispute is established, the Operator reserves the right to seek recovery of documented losses by way of any procedure permitted under applicable law.

Mandatory consumer rights to initiate a chargeback in the case of bona fide grounds remain unaffected.

5.7. Pricing and changes. The Operator may amend prices, plan composition and payment terms at its discretion. Periods already paid for shall be served on the terms in force at the time of payment.

6. Withdrawal right

6.1. For Users who qualify as consumers within the meaning of EU Directive 2011/83/EU and other applicable distance-selling legislation:

(a) you have the right to withdraw from this Agreement within fourteen (14) calendar days of its conclusion, without giving any reason; (b) if you begin using digital content or place your first transaction in the Simulated Environment before the expiry of the 14-day period, you lose the right of withdrawal; (c) by registering and beginning to use the Services, you give your express consent to the immediate provision of digital content and acknowledge that you are aware of the loss of the right of withdrawal; (d) this provision does not limit any further rights conferred on you by mandatory consumer-protection law in your jurisdiction.

6.2. The 14-day withdrawal right does not apply to Users acting as traders or professionals (see Section 3.4).

7. Prop Challenges and Funded Stage

7.1. Nature of a Challenge. A Prop Challenge is a programme of simulated assessment of trading skills conducted within an isolated demo / testnet environment of certified trading infrastructures. All Challenge accounts use Simulated Capital with no monetary value.

7.2. Not an investment product. Participation in a Challenge: (a) does not constitute the purchase of a security, digital asset, token, financial instrument or any interest in a fund; (b) does not give rise to any proprietary rights in any trading account, position or asset; (c) is consideration for access to the educational and evaluation environment.

7.3. The Funded Stage. Successful completion of a Challenge unlocks the Funded Stage — a continuation of the simulated environment with an increased volume of Simulated Capital and the ability to receive Performance Rewards. The Funded Stage is also fully simulated. The Operator does not place any real-market trades on your behalf or for your account.

You do not own and have never owned any proprietary right in:

any real trading positions;
any trading accounts;
any real-world assets or their equivalents;
any share in any pool of trading capital.

7.4. Performance Rewards (Payouts). Performance Rewards:

(a) are discretionary payments made by the Operator to participants who comply with Challenge rules and reach the prescribed performance metrics; (b) are calculated by reference to metrics within the Simulated Environment, in accordance with the formulas set out in the Prop Challenge Agreement; (c) do not constitute trading profit of the participant, who has not held and never holds the underlying positions; (d) are paid in cryptocurrency (USDT / USDC) to a wallet address provided by the User after successful identity verification (see the KYC/AML Policy); (e) are not guaranteed as to amount or timing beyond the parameters set out in the Payouts Policy; (f) may be withheld in whole or in part by the Operator in the cases provided for in the Prohibited Trading Practices and in Section 13 below.

7.5. Withholding of Payouts — grounds and remedies. The Operator reserves the right:

(a) to withhold a Payout in whole or in part where there are documented grounds, including, without limitation: confirmed use of prohibited strategies (see Prohibited Trading Practices); proven breach of the Prop Challenge Agreement; simulation failures; reasonable suspicion of manipulation; KYC/AML breaches;

(b) available remedies for the participant where a Payout is withheld on grounds that are subsequently not substantiated, or which were applied as a result of a technical error of the Operator: - payment of the originally calculated Payout — as the primary remedy where internal review or external dispute resolution confirms that there were no grounds for withholding; - compensation of direct, documented losses caused by wrongful withholding, within the limits set out in Section 15 (Limitation of liability); - refund of the Entry Fee paid — as a fallback minimum guaranteed remedy in cases where, for objective reasons, the originally calculated Payout cannot be paid in full;

(c) mandatory consumer rights and any other rights conferred by applicable law are preserved in full and are not limited by this Section;

(d) decisions of the Operator concerning the withholding of a Payout are subject to internal review with human involvement (see Prop Challenge Agreement §5.4) and may be appealed in accordance with the Complaints Procedure and, ultimately, in accordance with Section 18 of these Terms.

7.6. Full rules. Detailed rules governing Challenges and the Funded Stage are set out in the separate Prop Challenge Agreement, which forms an integral part of these Terms.

7.7. Manual review discretion. For Performance Rewards exceeding US$ 5,000 in a single payout request, the Operator may require:

(a) a documented trade journal export (CSV or comparable format) covering the relevant evaluation period; (b) a live video interview with a member of the risk-management team during normal business hours, scheduled by mutual agreement and conducted in English or in another language accepted by the Operator; (c) verification of identity in accordance with the KYC/AML Policy.

Where the participant declines or fails to complete the steps in (a)-(c) within a reasonable period (typically 14 days from the Operator's request), the Operator may withhold the Payout pending compliance, in accordance with §7.5. The Operator will not unreasonably refuse to schedule the interview at a time convenient to the participant.

7.8. Discretionary trading required. Participation in a Challenge and in the Funded Stage requires discretionary, manually-executed trading. The use of automated trading systems (including, without limitation: bots, expert advisors, scripts, third-party signal services, copy-trading providers, mirror-trading systems, and shared strategy distributions) is prohibited on Challenge and Funded accounts unless expressly authorised in writing by the Operator on a per-participant basis. Detected use of any prohibited automation will be treated as a breach of these Terms and of the Prohibited Trading Practices, with the consequences set out in §7.5 and §13.

8. API keys and copy trading

8.1. The copy-trading feature (where enabled by the User) requires the addition of API keys for a compatible cryptocurrency exchange. The current list of supported exchanges is published in the user dashboard and on the relevant feature page.

8.2. You undertake to provide API keys with read and trade permissions only. Keys with Withdraw permissions are strictly prohibited and will be rejected by the system. The Operator accepts no responsibility for the consequences of providing keys with excessive permissions.

8.3. API keys are stored in encrypted form using contemporary industry-standard encryption. The keys are not disclosed to third parties.

8.4. You remain the sole and exclusive party responsible for all trading activity executed on your real exchange accounts through the copy-trading feature. The Operator accepts no responsibility for: (a) losses arising from copied trades; (b) errors in position sizing; (c) failure or delay of execution on the part of the exchange; (d) unavailability of exchange API endpoints; (e) consequences of your providing incorrect or corrupted keys.

8.5. You may revoke API access at any time via the Account dashboard.

9. Prohibited conduct

9.1. When using the Services you must not:

(a) use the Services for any unlawful purpose; (b) attempt to gain unauthorised access to any of the Platform's systems, accounts or data; (c) distribute malware, viruses or carry out denial-of-service or other attacks against the infrastructure; (d) threaten, abuse, harass or otherwise harm other Users or members of the Operator's staff; (e) carry out automated data collection (scraping, crawling) where this has not been expressly authorised; (f) share your credentials with third parties; (g) impersonate the Operator's staff, other Users or any third party; (h) manipulate Challenge results, exploit system vulnerabilities, engage in collusion or create multiple Accounts to gain an advantage; (i) resell, lease or otherwise commercialise access to the Services without the Operator's express written authorisation; (j) use the Services to build competing products; (k) infringe any intellectual-property rights of the Operator or of third parties.

9.2. A detailed list of prohibited trading practices is set out in the Prohibited Trading Practices, which forms an integral part of these Terms.

9.3. Characterisation of breaches. The Operator determines whether a given action, strategy or situation constitutes a breach of these Terms or of the Prohibited Trading Practices on the basis of documented criteria and the application of reasonable professional judgment. All decisions imposing sanctions with material financial consequences for a User (including disqualification, ban or withholding of a Payout) are subject to:

(a) internal human review before final application; (b) reasoned communication of the category of breach; (c) the right of appeal through the Complaints Procedure, without any adverse consequence for the act of appealing.

10. Intellectual property

10.1. All materials, components and content of the Services, including, without limitation:

proprietary algorithmic systems and trading models;
trading instruments, scripts, extensions, templates, presets and style packages (for all compatible third-party trading platforms);
source code, server-side and client-side architecture;
design, interfaces, logos, text, images and video;
analytical data, reports and metrics;
training materials and methodologies,

have been developed in-house by Smart Scalping Life / ARTIO SSL and constitute the exclusive intellectual property of the Operator or its licensors. All rights are reserved under copyright, trade-mark, patent, know-how and other intellectual-property laws.

10.2. You are granted a limited, non-transferable, non-exclusive, revocable licence to use the Services solely for personal, non-commercial purposes in accordance with these Terms.

10.3. You must not: (a) reproduce, distribute, publicly display or otherwise use the Platform's content outside the Services; (b) decompile, disassemble or reverse-engineer any software components of the Platform; (c) remove or alter any copyright, trade-mark or other proprietary notice; (d) use the Platform's content, algorithms or methodology to create competing products or services; (e) sub-licence, sell or transfer access to the Services or any element thereof to any third party.

10.4. Trade marks. "Smart Scalping Life", "ARTIO SSL", "SSL" and any related logos and signs are trade marks of the Operator. Their use without prior written authorisation is prohibited.

10.5. User-generated content. Content that you post in the public sections of the Platform (chat in live broadcasts, comments, public journal entries) remains your property; however, you grant the Operator a non-exclusive, royalty-free, worldwide licence to use, reproduce, modify and distribute such content within the Services.

10.6. Marketplace and offered products. All products available in the Platform's Marketplace (/store), including, without limitation:

trading indicators for compatible third-party trading platforms;
browser extensions and other software;
trading scripts, templates, presets and style packages;
accompanying training materials, video guides and documentation,

— have been developed by Smart Scalping Life / ARTIO SSL in-house and are 100% owned by the Operator. No part of these products is licensed from third parties, acquired "as is" or copied from third-party code.

The current catalogue of products and compatible third-party platforms is published on the /store page.

10.6.1. Nature of payments for Marketplace products. Payments made by Users for Marketplace products constitute consideration to the Operator for the time, expertise, intellectual contribution and effort invested in the development, testing, support and delivery of those products. Such payments do not constitute: (a) the acquisition of any proprietary right in the source code, methodology or algorithms; (b) any transfer of intellectual-property rights; (c) a licence to redistribute, resell or commercially exploit the products; (d) an investment, deposit or capital contribution.

10.6.2. Licence to use Marketplace products. By acquiring a product from the Marketplace, you receive a limited, non-transferable, non-exclusive, revocable licence to use that product solely for your own personal trading purposes. All proprietary and moral rights in the product remain with the Operator in their entirety.

10.6.3. In respect of Marketplace products, you must not: (a) resell, transfer, gift or otherwise alienate the product to third parties; (b) publish source code, scripts, formulas or activation keys in any open-access source; (c) use the product as part of paid services, signal subscriptions, copy services or other commercial offerings; (d) modify, reverse-engineer or decompile the product; (e) remove or alter watermarks, copyright notices or attribution marks; (f) provide access to the product through a shared account, group subscription or any form of joint use.

10.6.4. Licence revocation. Where Sections 10.6.2–10.6.3 are breached, the Operator may: (a) immediately revoke the licence to use the product; (b) deactivate access keys, download links and TradingView invitations; (c) require the deletion of all copies of the product on the User's devices; (d) retain the amount paid for the product as compensation; (e) seek recovery of damages and lost profits arising from unlawful distribution.

11. Third-party services and links

11.1. The Services may contain integrations with, and links to, third-party services, including (by category):

cryptocurrency exchanges — the current list of supported exchange partners is published on the Platform;
payment service providers (where activated) — the current list is published at the time of payment;
identification services (currently Google OAuth and YouTube/Google LLC for live-broadcast features);
email-delivery services;
public block-chain explorers (used for the verification of public on-chain transaction information).

11.2. The Operator does not control third-party services and accepts no responsibility for: (a) their availability, quality or security; (b) their privacy and user-agreement policies; (c) any losses arising from their failures, errors or termination of operations; (d) any acts or omissions of such services in respect of you.

11.3. The use of third-party services is governed by their own terms, with which you undertake to acquaint yourself separately.

12. Service availability

12.1. The Operator endeavours to maintain Service availability of 99% or higher, but does not guarantee uninterrupted operation. The Services may be temporarily unavailable due to: (a) scheduled or emergency maintenance; (b) technical failures of the server infrastructure; (c) failures of internet, hosting or content-delivery providers; (d) force-majeure events; (e) acts of third parties (attacks, blocks, restrictions); (f) failures of third-party services, including exchanges.

12.2. The Operator accepts no responsibility for losses, lost profits, unexecuted orders, blocked positions, missed signals or any other consequence arising from the unavailability of the Services or of third-party services.

12.3. The Operator may, at any time, modify, suspend or discontinue any part of the Services, with or without notice.

13. Suspension and termination of access

13.1. The Operator reserves the right to suspend or terminate your Account immediately, in whole or in part, with or without notice, in any of the following cases:

(a) breach of any provision of these Terms or of any related document; (b) breach of the Prohibited Trading Practices; (c) fraudulent, deceptive or bad-faith conduct; (d) attempts to manipulate the Simulated Environment; (e) creation of multiple Accounts or participation in collusion; (f) provision of false identification data; (g) failure to complete KYC where applicable; (h) residence or presence in a Restricted Jurisdiction; (i) initiation of a chargeback in circumvention of the Refund Policy; (j) requirement of law-enforcement or regulatory authorities; (k) any other material conduct that is demonstrably harmful to the Platform, to other Users or to third parties, and that the Operator has identified to you with reasonable particularity, having afforded you a reasonable opportunity to remedy where the conduct is capable of being remedied.

13.2. Consequences of termination.

13.2.1. Where the termination is on grounds attributable to the User (paragraphs (a)–(j) of Section 13.1, or Section 13.1(k) where you are at fault):

(a) your right to access the Services ceases immediately; (b) active Subscriptions are cancelled without refund; (c) active Challenges and Pools are cancelled and Entry Fees are not refunded; (d) unpaid Performance Rewards may be withheld in whole or in part, subject to the remedies set out in Section 7.5(b); (e) your data may be deleted or archived in accordance with the Privacy Policy; (f) certain provisions of these Terms continue to apply after termination (see Section 19.4).

13.2.2. Where the termination is on grounds not attributable to the User (in particular, requirements of law-enforcement or regulatory authorities under Section 13.1(j), or wind-down of the Platform):

(a) your right to access the Services ceases immediately or as required by the relevant authority; (b) the unused portion of any pre-paid Subscription period and of any Challenge or Pool participation that has not yet commenced shall be refunded on a pro-rata basis (subject only to amounts that the Operator is required by law to retain); (c) accumulated and approved Payouts shall be paid in accordance with Section 7.5 and the Payouts Policy; (d) your data shall be handled in accordance with the Privacy Policy; (e) your mandatory consumer rights are preserved in full.

13.3. The Operator is not obliged to provide a detailed explanation of the reasons for termination. Disputed cases shall be subject to the Complaints Procedure.

14. Disclaimer of warranties

14.1. THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

14.2. To the maximum extent permitted by applicable law, the Operator disclaims all warranties, including, without limitation:

(a) warranties of fitness for a particular purpose; (b) warranties of merchantability; (c) warranties of non-infringement of third-party rights; (d) warranties as to the accuracy, completeness, timeliness or reliability of any data, signals, indicators, forecasts or analytics; (e) warranties that the Services will be uninterrupted, timely, secure or error-free; (f) warranties of any specific financial outcome resulting from the use of the Services.

14.3. Any forecasts, signals, estimates and analytical materials are the Operator's opinion, based on algorithmic computations, and do not constitute recommendations to act.

14.4. Simulated results are not indicative of future real-market results. Past performance of the proprietary algorithmic systems, of any Challenge or of any Pool does not guarantee future performance.

15. Limitation of liability

15.1. To the maximum extent permitted by applicable law, the Operator and its representatives, partners and licensors shall not be liable for any direct, indirect, incidental, special, punitive or consequential damages arising out of, or in connection with:

(a) the use of, or inability to use, the Services; (b) trading decisions taken on the basis of the Platform's content; (c) technical failures, data inaccuracies or service interruptions; (d) unauthorised access to your Account or API keys; (e) acts or omissions of third parties (exchanges, payment service providers, etc.); (f) loss of data, lost profits or reputational damage; (g) acts of God, war, governmental restrictions; (h) any other circumstance, directly or indirectly connected with the Services.

15.2. Aggregate cap on liability. Save as set out in Section 15.3 (carve-outs) and Section 15.2.1 (consumer floor), the Operator's aggregate liability to you for all claims connected with the Services shall not, in any circumstances, exceed the total amount actually paid by you to the Operator over the twelve (12) months preceding the event giving rise to the claim.

15.2.1. Consumer floor. Where you qualify as a consumer under the law of your jurisdiction (see Section 3.4), the cap in Section 15.2 shall not in any event:

(a) bar your recovery of the actual amount paid by you for the specific service or product giving rise to the claim (e.g. the Entry Fee paid for the Challenge in respect of which the claim arises), where the Operator has failed to provide that service or product as described; or (b) be lower than the equivalent of USD 500, where the law of your jurisdiction would otherwise treat a lower cap as unreasonable or unfair under, in particular, the UK Consumer Rights Act 2015 §§ 62–65, UCTA 1977 §§ 2–3 or EU Directive 93/13/EEC.

This Section 15.2.1 applies only to consumers and does not extend to Users acting as traders or professionals.

15.3. Carve-outs. Nothing in these Terms shall limit or exclude the Operator's liability for:

(a) death or personal injury caused by the Operator's wilful misconduct or gross negligence; (b) fraud or fraudulent misrepresentation; (c) breaches of personal-data protection law (including GDPR), where liability cannot be limited by mandatory law; (d) mandatory consumer rights under the consumer-protection law of your jurisdiction (including the UK Consumer Rights Act 2015, EU Directive 2011/83/EU and similar regimes); (e) any other obligation in respect of which liability cannot be limited or excluded under applicable law.

15.4. This Section applies to the maximum extent permitted by law.

16. Indemnification

16.1. You shall indemnify the Operator, its representatives, partners and licensors against documented direct losses, fines and reasonable legal costs arising out of, or in connection with:

(a) your wilful or grossly negligent breach of any material provision of these Terms or any related document, provided that the Operator has used reasonable efforts to notify you of the breach and to give you an opportunity to cure; (b) your fraud or wilful misrepresentation to the Operator; (c) your infringement of third-party intellectual-property rights in connection with your use of the Services; (d) use of your Account by unauthorised persons, where this is the result of your gross failure to safeguard your credentials.

16.2. Limits of the indemnity:

(a) your obligation to indemnify is limited to the Operator's documented direct losses and does not extend to indirect losses, lost profits or punitive damages; (b) your obligation to indemnify does not apply to the extent of any damage caused by the Operator's own acts or omissions, wilful misconduct or gross negligence; (c) your obligation to indemnify does not extend to regulatory actions or investigations brought against the Operator on grounds not directly attributable to your conduct; (d) where a third-party claim is asserted in respect of which the indemnity may apply, the Operator shall notify you within a reasonable period and afford you an opportunity to participate in the defence; (e) mandatory consumer rights and any other rights that cannot be limited under applicable law are preserved in full.

17. Force majeure

17.1. The Operator shall not be liable for any failure or delay in performance caused by force-majeure events, including, without limitation:

natural disasters, fires, floods, earthquakes;
war, civil unrest, terrorism;
pandemics, epidemics, quarantines;
governmental restrictions, sanctions, prohibitions;
mass internet, electricity or communications outages;
denial-of-service attacks, breaches, third-party data leaks;
failures of service providers (exchanges, hosting, CDN, payment service providers);
changes in legislation or regulation that render performance impossible or unlawful.

18. Governing law and dispute resolution

18.1. Governing law. These Terms and any relationship between you and the Operator are governed by, and shall be construed in accordance with, the laws of England and Wales, save for any conflict-of-laws provisions that would lead to the application of any other law.

18.2. Arbitration. Any dispute, controversy or claim arising out of or in connection with these Terms, including any question regarding their performance, breach, termination or validity, shall be finally settled by arbitration under the LCIA Rules (London Court of International Arbitration) as in force at the time of commencement.

(a) The seat of the arbitration shall be London, United Kingdom. (b) The language of the arbitration shall be English. (c) The number of arbitrators shall be one (1). (d) The arbitral award shall be final and binding on the parties.

18.3. Class action waiver. You agree that any dispute shall be resolved on an individual basis only, and that you shall not participate in any class action, representative action or any other collective proceeding against the Operator.

Consumer carve-out. Nothing in this Section 18.3 shall prevent a consumer (within the meaning of Section 3.4) from exercising any non-waivable right of collective redress conferred by mandatory law of his or her place of habitual residence, including, without limitation, rights arising under EU Directive 2020/1828 (the Representative Actions Directive) and corresponding national implementations.

18.4. Consumer protection. Where you qualify as a consumer under the law of your jurisdiction and that law mandatorily confers on you certain rights as to the resolution of disputes or applicable law (including, where applicable, the right to bring proceedings in the courts of your place of residence under EU Regulation 1215/2012 — Brussels I bis), those mandatory rules shall not be limited by this Section.

19. General provisions

19.1. Amendments to the Terms. The Operator may update these Terms in connection with changes to applicable law, business model, technology or regulatory requirements. Material changes will be communicated to you: (a) by notice within the Platform; (b) by email to the address associated with the Account; (c) at least fourteen (14) days before any material change takes effect.

19.1.1. Protection of active participants from retroactive amendments. Amendments that disadvantage the User or increase the User's obligations (including, without limitation, changes to Challenge parameters, Profit Split, drawdown limits, Stop-Loss requirements, grounds for disqualification, or the cap on liability):

(a) shall not apply retroactively to Users who, at the time of publication of the amendment, are in an active Challenge or Funded Stage. Such Users shall continue to be governed by the version of these Terms in force at the time their participation was activated, until the natural conclusion of that participation stage (successful completion, disqualification, withdrawal or expiry);

(b) may be applied to new registrations and to new participation stages as from the date of publication;

(c) exception — amendments mandated by binding rules of applicable law, by regulatory action or by decisions of supervisory authorities shall enter into force within the timeframes required by those rules. Affected active participants shall be entitled to terminate their participation and receive a pro-rata refund of any unused portion of the Entry Fee.

19.1.2. Amendments that improve the User's rights or reduce the User's obligations may take effect immediately upon publication.

19.1.3. Continued use of the Services after an amendment takes effect constitutes your acceptance of the amended Terms. If you do not agree to an amendment, you may discontinue your use of the Services and close your Account. Active Challenge or Funded Stage participants who do not agree to an amendment applicable to them (subject to the exception in Section 19.1.1(c)) shall be entitled to continue their participation on the prior terms until the natural conclusion of the current stage.

19.2. Related documents. The following documents form an integral part of these Terms:

In the event of a conflict between these Terms and a specialised document, the specialised document shall prevail in respect of the matter to which it specifically applies.

19.3. Severability. If any provision of these Terms is held to be invalid, unlawful or unenforceable, the remaining provisions shall remain in full force and effect. Any invalid provision shall be replaced by a valid provision that comes as close as reasonably possible to the meaning and intent of the original.

19.4. Survival. Provisions that, by their nature, are intended to survive termination of this Agreement (including, without limitation, Sections 10, 13, 14, 15, 16, 17, 18 and 19.6) shall continue in force after termination of your use of the Services.

19.5. Waiver. A failure by the Operator to exercise any right or provision of these Terms shall not constitute a waiver of that right.

19.6. Assignment. You may not assign your rights or obligations under these Terms without the prior written consent of the Operator. The Operator may assign its rights and obligations to any successor in interest, including in connection with a corporate reorganisation, merger or sale of business.

19.7. Entire agreement. These Terms, together with the related documents listed in Section 19.2, constitute the entire agreement between you and the Operator concerning the Services and supersede all prior agreements and understandings.

19.8. Language. These Terms are published in several language versions. The English version, as published on the /terms page of the Platform, is the legally binding version. Versions in other languages (including Russian and Spanish) are good-faith translations provided for convenience. In the event of any material discrepancy between the English version and any translated version, the English version shall prevail, save where the mandatory consumer-protection law of your jurisdiction requires the translated version to be applied for the protection of consumer rights.

20. Contact

For any questions concerning these Terms, please contact the Operator:

Email (legal queries): legal@scalping.life
Email (general support): support@scalping.life
Telegram: @artio_ssl
Website: https://scalping.life

Requests relating to personal data (GDPR) shall be handled in the manner set out in the Privacy Policy.

Acceptance. By registering, by using the Services, or by making any payment, you confirm that you have read, understood and accepted these Terms of Use in full.